AI code editor with agents, cloud agents and code review, offered with a free Hobby tier and paid plans.
Free stops at: Limited Agent requests
Free · paid from $20/mo US · checked Sep 29
Coding · alternatives
Chat, agents, code review and the CLI all draw from a monthly allowance of GitHub AI Credits that varies by model and task, so heavy agent use can exhaust a plan mid-month and require paid extra usage or an upgrade. The flex allotment may change over time, individual plans may use interactions for model training unless you opt out, and Copilot is not available for GitHub Enterprise Server. Suggestions can also match public code or contain insecure patterns, so review stays on you.
The first filter is how you want to work. Cursor is listed as better suited to an AI-first standalone editor, though it means switching editors. Claude fits agentic coding through Claude Code and long-context reasoning, without native GitHub seat or policy management. ChatGPT covers general assistant use plus Codex coding in one subscription, and is less IDE-native than Copilot. Lovable builds full apps from prompts without an IDE, but it is not a completion tool for existing codebases.
"Better suited" below is based on documented features and pricing from our verified profiles, not on a head-to-head test. Prices are USD as published by each vendor.
Our own captures of each vendor's public pages. Click a frame for the full-size image.
Taken from the documented limitations in our GitHub Copilot profile.
| Tool | Starting price | Free tier | Platforms | Main limitation |
|---|---|---|---|---|
| GitHub Copilot (this page) | $10/mo (Copilot Pro) | Yes | Web, Desktop, Mobile | Chat, agents, code review and CLI all draw from a monthly GitHub AI Credits allowance that varies by model and task, so heavy agent use can exhaust a plan mid-month and require paid extra usage or an upgrade. |
| Cursor | From $20/mo (Individual (Pro)) | Yes | Desktop | Hobby has only limited Agent requests, and usage beyond the included amount is billed on demand. |
| Claude | $20/mo (Pro) | Yes | Web, Desktop, Mobile, API | All plans have usage limits that reset on a schedule; the paid chat subscription does not include API access, which is billed separately per token. |
| ChatGPT | $20/mo (Plus (consumer)) | Yes | Web, Desktop, Mobile, API | Almost every tool (uploads, images, voice, deep research, Codex) has plan-dependent usage caps that OpenAI states can change over time, and the API is billed separately from every ChatGPT subscription. |
| Lovable | Not published | Yes | Web, Desktop, Mobile, API | All building, Cloud hosting and in-app AI use credits, and credits differ in value between plans and expire. |
| Alternative | Pick it when | Starting price | Watch out for |
|---|---|---|---|
| Cursor better suited to an AI-first standalone editor |
You want the editor itself built around AI rather than an extension | From $20/mo (Individual (Pro)) | Requires switching editors |
| Claude better suited to agentic coding via Claude Code and long-context reasoning |
You want Anthropic models directly with their own CLI | $20/mo (Pro) | No native GitHub seat/policy management |
| ChatGPT better suited to general assistant use plus Codex coding |
You want one subscription for coding and non-coding tasks | $20/mo (Plus (consumer)) | Less IDE-native than Copilot |
| Lovable better suited to building full apps from prompts without an IDE |
Non-developers or rapid prototypes | Not published | Not a completion tool for existing codebases |
AI code editor with agents, cloud agents and code review, offered with a free Hobby tier and paid plans.
Free stops at: Limited Agent requests
Free · paid from $20/mo US · checked Sep 29
Anthropic's AI assistant for writing, analysis, coding and multi-step work, with free and paid plans.
Free stops at: Usage limits apply, Projects: up to 5
Free · paid from $20/mo US · checked Sep 30
OpenAI's general-purpose AI assistant for writing, research, analysis, image generation and coding help.
Free stops at: Unlimited everyday text chats subject to abuse-prevention safeguards, Separate usage limits for file uploads,…
Free · paid from $20/mo US · checked Sep 30
AI app builder that turns natural-language prompts into working web apps, using a credit-based plan system.
Free stops at: 5 daily build credits (up to 30 a month), 20 Cloud credits monthly
Free plan available US price unconfirmed
Open-source terminal AI agent from Google bringing Gemini to the command line; site notes unpaid and Google One users moved to Antigravity CLI.
Free stops at: Verify current availability
Verified geminicli.com (opens Gemini CLI website in a new tab)
Pricing US price unconfirmed
OpenAI's coding agent for the CLI, IDE extension, desktop app, web and iOS, included in ChatGPT plans or billed by API.
Free stops at: Desktop app only listed, Usage limits apply
Verified developers.openai.com (opens OpenAI Codex website in a new tab)
Free · paid from $8/mo US · checked Sep 29
Anthropic's agentic coding tool that reads your codebase, edits files and runs commands from the terminal, IDEs, desktop app or browser.
Watch out: Not included in the Free Claude plan, and usage on subscriptions is capped by plan limits.
Verified code.claude.com (opens Claude Code website in a new tab)
From $20/mo US · checked Sep 29
Private inference endpoint for open-weight models, built for coding agents, with zero request retention.
Watch out: Monthly plans cover estimated token totals, not fixed allowances, and agent tool calls (web search, fetch) ar…
Verified zro.moonmath.ai (opens Zro (by MoonMath) website in a new tab)
From $20/mo US · checked Sep 29
Full-stack design-to-code platform for building and deploying software with AI agents and real-time team collaboration.
Watch out: No pricing is published and access is through an early-access waitlist.
Pricing US price unconfirmed
E-commerce purchasing API that lets developers and AI agents search, buy, track and return products across thousands of retailers.
Free stops at: Search on the agent flow is described as free; agent sandbox with test keys.
From $1/order US · checked Sep 29
Our GitHub Copilot profile lists four: Cursor, Claude, ChatGPT and Lovable. They differ by focus: an AI-first editor, agentic coding with long context, a general assistant with Codex, and prompt-to-app building.
The documented reasons are credit-based usage that is hard to predict, an allowance that may change over time, training use of individual-plan interactions unless you opt out, and no support for GitHub Enterprise Server.
Yes. Cursor is listed as better suited to an AI-first standalone editor. The trade-off is that you have to switch editors instead of adding an extension to your current IDE.
Lovable, per our profile, is better suited to building full apps from prompts without an IDE, for non-developers or rapid prototypes. It is not a completion tool for existing codebases.
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