AI code editor with agents, cloud agents and code review, offered with a free Hobby tier and paid plans.
Free stops at: Limited Agent requests
Free · paid from $20/mo US · checked Sep 29
Coding · alternatives
MatterAI is token-priced, so cost follows usage. API calls are billed per million tokens, varying by model, with a first purchase offer of $5 for $20 in API credits and a stated 30 percent token discount. Gemma 4 is listed as a free-plan model, but some models are labeled contributor or tiered, and an account is needed for API keys. Its pricing page was empty and its docs and privacy pages returned errors, so plan tiers and training terms are unconfirmed. Prices checked on 2026-10-02.
Cursor is an AI code editor with agents and code review; Individual (Pro) is $20 a month and there is a free Hobby tier. GitHub Copilot is the cheapest start: Copilot Pro is $10 per user a month, with a free option. Devin Desktop (formerly Windsurf) manages local and cloud coding agents in an IDE; Pro is $20 a month, and a free option exists. All three are flat per-seat plans, unlike MatterAI's metered billing.
"Better suited" below is based on documented features and pricing from our verified profiles, not on a head-to-head test. Prices are USD as published by each vendor.
Our own captures of each vendor's public pages. Click a frame for the full-size image.
Taken from the documented limitations in our MatterAI profile.
| Tool | Starting price | Free tier | Platforms | Main limitation |
|---|---|---|---|---|
| MatterAI (this page) | Not published | Yes | Web, API | The pricing page was empty and docs and privacy pages returned errors, so plan tiers, retention and training terms could not be confirmed. |
| Cursor | From $20/mo (Individual (Pro)) | Yes | Desktop | Hobby has only limited Agent requests, and usage beyond the included amount is billed on demand. |
| GitHub Copilot | $10/mo (Copilot Pro) | Yes | Web, Desktop, Mobile | Chat, agents, code review and CLI all draw from a monthly GitHub AI Credits allowance that varies by model and task, so heavy agent use can exhaust a plan mid-month and require paid extra usage or an upgrade. |
| Devin Desktop (formerly Windsurf) | $20/mo (Pro) | Yes | Desktop | Free plan has light agent quota and limited model availability; enterprise features require contact. |
| Alternative | Pick it when | Starting price | Watch out for |
|---|---|---|---|
| Cursor |
From $20/mo (Individual (Pro)) | ||
| GitHub Copilot |
$10/mo (Copilot Pro) | ||
| Devin Desktop (formerly Windsurf) |
$20/mo (Pro) |
AI code editor with agents, cloud agents and code review, offered with a free Hobby tier and paid plans.
Free stops at: Limited Agent requests
Free · paid from $20/mo US · checked Sep 29
AI coding assistant from GitHub offering code completions, chat and agent features in editors, the terminal and GitHub.
Free stops at: 2,000 completions per month, Limited chat and agent usage (allowance of GitHub AI Credits)
Verified github.com (opens GitHub Copilot website in a new tab)
Free · paid from $10/mo US · checked Sep 30
AI coding IDE, formerly Windsurf, now Devin Desktop: manage local and cloud coding agents inside a full IDE.
Free stops at: Light quota for agent usage, resets daily and weekly, Limited model availability
Verified windsurf.com (opens Devin Desktop (formerly Windsurf) website in a new tab)
Free · paid from $20/mo US · checked Sep 29
Open-source terminal AI agent from Google bringing Gemini to the command line; site notes unpaid and Google One users moved to Antigravity CLI.
Free stops at: Verify current availability
Verified geminicli.com (opens Gemini CLI website in a new tab)
Pricing US price unconfirmed
OpenAI's coding agent for the CLI, IDE extension, desktop app, web and iOS, included in ChatGPT plans or billed by API.
Free stops at: Desktop app only listed, Usage limits apply
Verified developers.openai.com (opens OpenAI Codex website in a new tab)
Free · paid from $8/mo US · checked Sep 29
Anthropic's agentic coding tool that reads your codebase, edits files and runs commands from the terminal, IDEs, desktop app or browser.
Watch out: Not included in the Free Claude plan, and usage on subscriptions is capped by plan limits.
Verified code.claude.com (opens Claude Code website in a new tab)
From $20/mo US · checked Sep 29
Private inference endpoint for open-weight models, built for coding agents, with zero request retention.
Watch out: Monthly plans cover estimated token totals, not fixed allowances, and agent tool calls (web search, fetch) ar…
Verified zro.moonmath.ai (opens Zro (by MoonMath) website in a new tab)
From $20/mo US · checked Sep 29
Full-stack design-to-code platform for building and deploying software with AI agents and real-time team collaboration.
Watch out: No pricing is published and access is through an early-access waitlist.
Pricing US price unconfirmed
E-commerce purchasing API that lets developers and AI agents search, buy, track and return products across thousands of retailers.
Free stops at: Search on the agent flow is described as free; agent sandbox with test keys.
From $1/order US · checked Sep 29
Cursor, GitHub Copilot and Devin Desktop all list free options in our catalog.
Usage is metered per million tokens, plan details were not visible on the pricing page, and API keys require sign-in.
GitHub Copilot Pro at $10 per user a month. Cursor Individual (Pro) and Devin Desktop Pro are $20 a month.
Our catalog describes Devin Desktop as the new name for Windsurf.
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