Productivity & writing · pricing
Puzzle suits startups and small accounting firms that want AI-categorized, real-time books with the option to add a vetted partner accountant on top of the software.
Our own captures of each vendor's public pages. Click a frame for the full-size image.
Puzzle prices its accounting software by tier and its human services separately. Starter is $30 per month with 1 seat and only 25 lifetime AI credits. Core is $72 per month for 5 seats, and the Services tier is limited to up to $10K monthly expenses. Complete is $120 per month with 100 AI credits a month, unlimited seats and reconciliation review, and is marked most popular.
Scale is $360 per month with 300 AI credits a month, no transaction or integration limits and dedicated onboarding. For bookkeeping help, Core + Expert Reviewed Bookkeeping is $171 per month for single-entity companies, and Full Service is custom-priced by expense band. Yearly billing saves 20%, but the yearly price was not captured. No free plan is stated; Starter and Complete offer Try for Free. Prices checked on 2026-10-01.
| Plan | Price | Billing | Who it is for | Key limits | API |
|---|---|---|---|---|---|
| Starter web |
$30/mo | Monthly | First books for a new company | 25 lifetime AI credits; 1 seat | Not stated |
| Core web |
$72/mo | Monthly | Replacing QuickBooks | 5 seats; Services tier limited to up to $10K monthly expenses | Not stated |
| Complete web |
$120/mo | Monthly | Most teams (marked most popular) | 100 AI credits per month; Unlimited seats | Not stated |
| Scale web |
$360/mo | Monthly | High-volume accounting | 300 AI credits per month; No transaction or integration limits | Not stated |
| Core + Expert Reviewed Bookkeeping web |
$171/mo | Monthly | Simple companies wanting closed books | Up to three bookkeeping questions per month; Straightforward single-entity companies only | Not stated |
| Full Service web |
Custom pricing | Monthly | Companies wanting a partner to run the books | Priced by monthly expense band | Not stated |
| If you | Pick | Why |
|---|---|---|
| you are setting up the first books for a new company | Starter, $30/mo | Includes auto-categorization, drafted financial statements, cash and accrual books and a 1-click tax report, with 1 seat and 25 lifetime AI credits. |
| you are replacing QuickBooks for a small team | Core, $72/mo | Adds 5 seats, cash, burn, runway and margin insights and a custom chart of accounts. |
| several people work in the books and you want review and reconciliation help | Complete, $120/mo | Unlimited seats, 100 AI credits per month, revenue recognition, AI accuracy review and priority support. |
| your transaction volume is high | Scale, $360/mo | 300 AI credits per month, no transaction or integration limits, subledgers and dedicated onboarding. |
| you want someone to close the books each month | Core + Expert Reviewed Bookkeeping, $171/mo | Books closed monthly and reconciliations checked, for straightforward single-entity companies up to $10K monthly expenses. |
| you want a named bookkeeper to run everything | Full Service (custom) | Priced by monthly expense band; includes accruals, prepaids and a month-end summary. |
No free plan stated; Starter offers Try for Free.
Try for Free on Starter and Complete.
Add-ons: migration $149 once, R&D study 1.5%, catch-up bookkeeping from $300/mo of books, tax filing from $1,250/yr plus $250 per state.
Not stated.
Prices checked Oct 1, 2026 on the official US pricing page. Official pricing ↗ Prices and limits change often.
No free plan stated; Starter offers Try for Free.
Try for Free on Starter and Complete.
$30/mo source (opens in a new tab)
Month
Yearly billing saves 20%; yearly price not captured.
For: First books for a new company
Limits
Includes
$72/mo source (opens in a new tab)
Month
Yearly billing saves 20%.
For: Replacing QuickBooks
Limits
Includes
$120/mo source (opens in a new tab)
Month
Yearly billing saves 20%.
For: Most teams (marked most popular)
Limits
Includes
$360/mo source (opens in a new tab)
Month
Yearly billing saves 20%.
For: High-volume accounting
Limits
Includes
$171/mo source (opens in a new tab)
Month
For: Simple companies wanting closed books
Limits
Includes
Custom pricing source (opens in a new tab)
Month
For: Companies wanting a partner to run the books
Limits
Includes
Add-ons: migration $149 once, R&D study 1.5%, catch-up bookkeeping from $300/mo of books, tax filing from $1,250/yr plus $250 per state.
Not stated.
At the listed prices, a single user pays between $360 and $4,320 a year on the fixed-price plans. Annual billing discounts, taxes and usage-based extras are listed per plan above where the vendor publishes them.
$120 per month, with 100 AI credits monthly, AI accuracy review and reconciliations; yearly billing saves 20%. source (opens in a new tab)
Yes. Expert Reviewed starts at $171 a month with Core for up to $10K monthly expenses, and Full Service adds a named bookkeeper. source (opens in a new tab)
Migration at $149, R&D study at 1.5%, catch-up bookkeeping from $300 a month of books, and tax filing from $1,250 a year. source (opens in a new tab)
Starter is $30, Core is $72, Complete is $120 and Scale is $360 per month. Core + Expert Reviewed Bookkeeping is $171 per month.
No free plan is stated. Starter and Complete offer Try for Free.
Starter has 1 seat, Core has 5 seats and Complete has unlimited seats. Seat counts for the other tiers are not stated in our verified data.
Yearly billing saves 20%. The yearly price itself was not captured, so check the pricing page.
Tax filing is an add-on from $1,250/yr plus $250 per state.
compare>