Puzzle pricing in 2026: Starter, Core, Complete, Scale and Full Service explained
Puzzle suits startups and small accounting firms that want AI-categorized, real-time books with the option to add a vetted partner accountant on top of the software.
Starting price
$30/mo (Starter)
Free option
No
Plans
6
Prices checked
Oct 1, 2026
Scale$360.00
Core + Expert Reviewed Bookkeeping$171.00
Complete$120.00
Core$72.00
Starter$30.00
Puzzle plans and what they include
Puzzle prices its accounting software by tier and its human services separately. Starter is $30 per month with 1 seat and only 25 lifetime AI credits. Core is $72 per month for 5 seats, and the Services tier is limited to up to $10K monthly expenses. Complete is $120 per month with 100 AI credits a month, unlimited seats and reconciliation review, and is marked most popular.
Scale is $360 per month with 300 AI credits a month, no transaction or integration limits and dedicated onboarding. For bookkeeping help, Core + Expert Reviewed Bookkeeping is $171 per month for single-entity companies, and Full Service is custom-priced by expense band. Yearly billing saves 20%, but the yearly price was not captured. No free plan is stated; Starter and Complete offer Try for Free. Prices checked on 2026-10-01.
Puzzle plans compared
Plans and prices
Plan
Price
Billing
Who it is for
Key limits
API
Starter web
$30/mo
Monthly
First books for a new company
25 lifetime AI credits; 1 seat
Not stated
Core web
$72/mo
Monthly
Replacing QuickBooks
5 seats; Services tier limited to up to $10K monthly expenses
Not stated
Complete web
$120/mo
Monthly
Most teams (marked most popular)
100 AI credits per month; Unlimited seats
Not stated
Scale web
$360/mo
Monthly
High-volume accounting
300 AI credits per month; No transaction or integration limits
Not stated
Core + Expert Reviewed Bookkeeping web
$171/mo
Monthly
Simple companies wanting closed books
Up to three bookkeeping questions per month; Straightforward single-entity companies only
Not stated
Full Service web
Individuelle Preise
Monthly
Companies wanting a partner to run the books
Priced by monthly expense band
Not stated
Which Puzzle plan to pick
Which plan to pick
If you
Pick
Why
you are setting up the first books for a new company
Starter, $30/mo
Includes auto-categorization, drafted financial statements, cash and accrual books and a 1-click tax report, with 1 seat and 25 lifetime AI credits.
you are replacing QuickBooks for a small team
Core, $72/mo
Adds 5 seats, cash, burn, runway and margin insights and a custom chart of accounts.
several people work in the books and you want review and reconciliation help
Complete, $120/mo
Unlimited seats, 100 AI credits per month, revenue recognition, AI accuracy review and priority support.
your transaction volume is high
Scale, $360/mo
300 AI credits per month, no transaction or integration limits, subledgers and dedicated onboarding.
you want someone to close the books each month
Core + Expert Reviewed Bookkeeping, $171/mo
Books closed monthly and reconciliations checked, for straightforward single-entity companies up to $10K monthly expenses.
you want a named bookkeeper to run everything
Full Service (custom)
Priced by monthly expense band; includes accruals, prepaids and a month-end summary.
What is free, what costs extra
Free access and trial
No free plan stated; Starter offers Try for Free.
Try for Free on Starter and Complete.
Extra costs and taxes
Add-ons: migration $149 once, R&D study 1.5%, catch-up bookkeeping from $300/mo of books, tax filing from $1,250/yr plus $250 per state.
Not stated.
Costs that are easy to miss
Add-ons are extra: migration is $149 once, an R&D study is 1.5%, catch-up bookkeeping starts at $300/mo of books, and tax filing starts at $1,250/yr plus $250 per state.
Starter's 25 AI credits are lifetime, not monthly, so they can run out.
The expert bookkeeping tier covers up to three bookkeeping questions per month.
The guarantee has eligibility conditions, and the yearly-billing price was not captured.
Puzzle Preise und Nutzungslimits
Preise am Oct 1, 2026 auf der offiziellen US-Preisseite geprüft. Offizielle Preise ↗ Preise und Limits ändern sich häufig.
Die offizielle Puzzle-Preisseite, wie wir sie gesehen haben. puzzle.io, erfasst Oct 2, 2026
Kostenloser Zugang und Testbedingungen
No free plan stated; Starter offers Try for Free.
Try for Free on Starter and Complete.
Kostenpflichtige Tarife: was sich beim Upgrade ändert
Add-ons: migration $149 once, R&D study 1.5%, catch-up bookkeeping from $300/mo of books, tax filing from $1,250/yr plus $250 per state.
Not stated.
How much Puzzle costs per year
At the listed prices, a single user pays between $360 and $4,320 a year on the fixed-price plans. Annual billing discounts, taxes and usage-based extras are listed per plan above where the vendor publishes them.
Puzzle FAQ
How much is Puzzle Complete per month?
$120 per month, with 100 AI credits monthly, AI accuracy review and reconciliations; yearly billing saves 20%. Quelle (öffnet in neuem Tab)
Can Puzzle's partner accountants do my books?
Yes. Expert Reviewed starts at $171 a month with Core for up to $10K monthly expenses, and Full Service adds a named bookkeeper. Quelle (öffnet in neuem Tab)
What add-ons does Puzzle offer?
Migration at $149, R&D study at 1.5%, catch-up bookkeeping from $300 a month of books, and tax filing from $1,250 a year. Quelle (öffnet in neuem Tab)
How much does Puzzle cost per month?
Starter is $30, Core is $72, Complete is $120 and Scale is $360 per month. Core + Expert Reviewed Bookkeeping is $171 per month.
Does Puzzle have a free plan or trial?
No free plan is stated. Starter and Complete offer Try for Free.
How many people can use each Puzzle plan?
Starter has 1 seat, Core has 5 seats and Complete has unlimited seats. Seat counts for the other tiers are not stated in our verified data.
Is there a discount for paying yearly?
Yearly billing saves 20%. The yearly price itself was not captured, so check the pricing page.
What does Puzzle charge for tax filing?
Tax filing is an add-on from $1,250/yr plus $250 per state.