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Microsoft Copilot ×
Claude ×
  • Microsoft Copilot ×
  • Claude ×

Comparator · Chat assistants

Microsoft Copilot$9.99/mo (Microsoft 365 Personal)vsClaude$20/mo (Pro)
Starting price$9.99/mo · $20/mo
Free tieryes · yes
Plans documented6 · 8
Platforms3 · 4
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Comparison of Microsoft Copilot, Claude
Microsoft Copilot
Visit website for Microsoft Copilot (opens in a new tab)
Claude
Visit website for Claude (opens in a new tab)
Category Chat assistants Chat assistants
Main use cases
  • Everyday questions and chat
  • Drafting documents in Word
  • Summarizing Outlook email
  • Analyzing spreadsheet data
  • Generating images
  • Writing and editing documents
  • Research with web search
  • Coding with Claude Code
  • Creating Word, Excel and PowerPoint files
  • Automating recurring tasks
Best for Existing Microsoft 365 users, Office document and email productivity, Households wanting AI plus Office apps Knowledge workers, Software developers, Teams and enterprises, Writers and researchers
Platforms Web, Desktop, Mobile Web, Desktop, Mobile, API
Pricing model Freemium Freemium
Pricing

Copilot app: free to use (sign-in unlocks more features). Separate Microsoft 365 consumer plans with higher Copilot usage: Personal $9.99/mo, Family $12.99/mo, Premium $19.99/mo, Pro $99.99/mo (monthly billing only).

Checked Sep 29, 2026. Official pricing ↗

Free $0; Pro $20/mo monthly or $17/mo billed annually ($200/yr); Max from $100/mo (5x or 20x usage); Team standard seat $25/mo monthly or $20/mo annually, premium seat $125/mo monthly or $100/mo annually; Enterprise $20/seat/mo annually plus usage-based cost.

Checked Sep 30, 2026. Official pricing ↗
Key features
  • Chat assistant on web, desktop and mobile
  • File uploads, voice and conversation memory when signed in
  • Integration with Word, Excel, PowerPoint, Outlook and Teams
  • Choice of OpenAI and Anthropic models
  • Cowork for multi-step tasks
  • Researcher and Analyst agents (Microsoft 365 Premium/Pro)
  • Web search with citations
  • Artifacts for shareable documents and visuals
  • Projects, memory and custom instructions
  • Connectors to business tools
  • Voice mode
  • Browser and Microsoft 365 extensions
Pros
  • Web app plus Windows, Mac, iOS and Android apps
  • Sign-in with Microsoft, Apple or Google account
  • Paid Microsoft 365 plans offer a one-month free trial (except Pro)
  • Personal plan includes 1 TB cloud storage
  • Free plan includes web search, file creation and code execution
  • Apps for web, desktop (macOS/Windows) and mobile (iOS/Android)
  • Team and Enterprise plans with SSO and admin controls
  • Developer API available
Limitations
  • File uploads, unlimited voice and memory require signing in
  • Higher usage limits require a paid Microsoft 365 plan
  • Mac app requires macOS Sonoma 14 or later
  • Mobile app and feature availability vary by country/region
  • Free plan has usage limits
  • Claude Code and Projects require a paid plan
  • Heaviest usage tiers start at $100/month
  • Can produce inaccurate output that needs checking
Ratings
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Users
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Editorial
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Users
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Review status Listed

Verified Oct 1, 2026

 Listed

Verified Sep 30, 2026