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Claude ×

Microsoft Copilot ×

Claude ×
Microsoft Copilot ×

Comparator · Chat assistants

Claude$20/mo (Pro)vsMicrosoft Copilot$9.99/mo (Microsoft 365 Personal)

Starting price$20/mo · $9.99/mo

Free tieryes · yes

Plans documented8 · 6

Platforms4 · 3

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Comparison of Claude, Microsoft Copilot
	Claude Visit website for Claude (opens in a new tab)	Microsoft Copilot Visit website for Microsoft Copilot (opens in a new tab)
Category	Chat assistants	Chat assistants
Main use cases	Writing and editing documents Research with web search Coding with Claude Code Creating Word, Excel and PowerPoint files Automating recurring tasks	Everyday questions and chat Drafting documents in Word Summarizing Outlook email Analyzing spreadsheet data Generating images
Best for	Knowledge workers, Software developers, Teams and enterprises, Writers and researchers	Existing Microsoft 365 users, Office document and email productivity, Households wanting AI plus Office apps
Platforms	Web, Desktop, Mobile, API	Web, Desktop, Mobile
Pricing model	Freemium	Freemium
Pricing	Free $0; Pro $20/mo monthly or $17/mo billed annually ($200/yr); Max from $100/mo (5x or 20x usage); Team standard seat $25/mo monthly or $20/mo annually, premium seat $125/mo monthly or $100/mo annually; Enterprise $20/seat/mo annually plus usage-based cost. Checked Sep 30, 2026. Official pricing ↗	Copilot app: free to use (sign-in unlocks more features). Separate Microsoft 365 consumer plans with higher Copilot usage: Personal $9.99/mo, Family $12.99/mo, Premium $19.99/mo, Pro $99.99/mo (monthly billing only). Checked Sep 29, 2026. Official pricing ↗
Key features	Web search with citations Artifacts for shareable documents and visuals Projects, memory and custom instructions Connectors to business tools Voice mode Browser and Microsoft 365 extensions	Chat assistant on web, desktop and mobile File uploads, voice and conversation memory when signed in Integration with Word, Excel, PowerPoint, Outlook and Teams Choice of OpenAI and Anthropic models Cowork for multi-step tasks Researcher and Analyst agents (Microsoft 365 Premium/Pro)
Pros	Free plan includes web search, file creation and code execution Apps for web, desktop (macOS/Windows) and mobile (iOS/Android) Team and Enterprise plans with SSO and admin controls Developer API available	Web app plus Windows, Mac, iOS and Android apps Sign-in with Microsoft, Apple or Google account Paid Microsoft 365 plans offer a one-month free trial (except Pro) Personal plan includes 1 TB cloud storage
Limitations	Free plan has usage limits Claude Code and Projects require a paid plan Heaviest usage tiers start at $100/month Can produce inaccurate output that needs checking	File uploads, unlimited voice and memory require signing in Higher usage limits require a paid Microsoft 365 plan Mac app requires macOS Sonoma 14 or later Mobile app and feature availability vary by country/region
Ratings	Editorial Not yet reviewed Users No user reviews yet	Editorial Not yet reviewed Users No user reviews yet
Review status	Listed Verified Sep 30, 2026	Listed Verified Oct 1, 2026