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ChatGPT ×

Microsoft Copilot ×

ChatGPT ×
Microsoft Copilot ×

Comparator · Chat assistants

ChatGPT$20/mo (Plus (consumer))vsMicrosoft Copilot$9.99/mo (Microsoft 365 Personal)

Starting price$20/mo · $9.99/mo

Free tieryes · yes

Plans documented10 · 6

Platforms4 · 3

Read the full comparison with a verdict

Comparison of ChatGPT, Microsoft Copilot
	ChatGPT Visit website for ChatGPT (opens in a new tab)	Microsoft Copilot Visit website for Microsoft Copilot (opens in a new tab)
Category	Chat assistants	Chat assistants
Main use cases	Drafting and editing text Answering general questions Summarizing documents Getting help with code Brainstorming ideas	Everyday questions and chat Drafting documents in Word Summarizing Outlook email Analyzing spreadsheet data Generating images
Best for	Knowledge workers, Students, Developers, General consumers	Existing Microsoft 365 users, Office document and email productivity, Households wanting AI plus Office apps
Platforms	Web, Desktop, Mobile, API	Web, Desktop, Mobile
Pricing model	Freemium	Freemium
Pricing	Individual plans: Free, Go, Plus and Pro; organization plans: Business and Enterprise. Prices were displayed in a non-US currency when we checked, so US prices are not confirmed here — see official pricing. Checked Sep 30, 2026. Official pricing ↗	Copilot app: free to use (sign-in unlocks more features). Separate Microsoft 365 consumer plans with higher Copilot usage: Personal $9.99/mo, Family $12.99/mo, Premium $19.99/mo, Pro $99.99/mo (monthly billing only). Checked Sep 29, 2026. Official pricing ↗
Key features	Chat with file uploads and data analysis Web search and deep research Image generation Voice conversations Projects, memory and custom GPTs Codex coding agent	Chat assistant on web, desktop and mobile File uploads, voice and conversation memory when signed in Integration with Word, Excel, PowerPoint, Outlook and Teams Choice of OpenAI and Anthropic models Cowork for multi-step tasks Researcher and Analyst agents (Microsoft 365 Premium/Pro)
Pros	Free plan available for everyday chat Apps for web, iOS, Android and desktop Wide feature set in one product (search, images, voice, files) Business and Enterprise plans with SSO and admin controls	Web app plus Windows, Mac, iOS and Android apps Sign-in with Microsoft, Apple or Google account Paid Microsoft 365 plans offer a one-month free trial (except Pro) Personal plan includes 1 TB cloud storage
Limitations	Free plan limits uploads, image generation, voice and deep research The lower-cost Go plan may include ads, per OpenAI's pricing page Can produce inaccurate or outdated information that needs checking API usage is billed separately from ChatGPT subscriptions	File uploads, unlimited voice and memory require signing in Higher usage limits require a paid Microsoft 365 plan Mac app requires macOS Sonoma 14 or later Mobile app and feature availability vary by country/region
Ratings	Editorial Not yet reviewed Users No user reviews yet	Editorial Not yet reviewed Users No user reviews yet
Review status	Listed Verified Sep 30, 2026	Listed Verified Oct 1, 2026