Confronto direto · perfis verificados Sep 30, 2026
GitHub Copilot fits developers who want to keep their current editor and pay less: Pro is $10/mo and runs in VS Code, JetBrains, Xcode and more. Cursor fits developers who want an agent-first editor with CLI, Slack and GitHub surfaces, from $20/mo. Cursor Hobby and Copilot Free are both free tiers. No benchmark was run.
We based this comparison on our verified profiles of Cursor (checked 2026-09-29) and GitHub Copilot (checked 2026-09-30); we ran no benchmark and took no vendor payments or third-party benchmark data.
Cursor is an AI code editor built around coding agents, with a free Hobby plan and Individual from $20/mo. GitHub Copilot works inside the editors you already use, starts free, and Pro costs $10/mo. Pick Cursor if you want an agent-first editor with CLI, Slack and GitHub surfaces. Pick Copilot if you are on GitHub and want completions, chat and a cloud agent in VS Code, JetBrains, Xcode and other IDEs.
Based on our verified profiles of Cursor (checked 2026-09-29) and GitHub Copilot (checked 2026-09-30); no benchmark was run.
Se você só quer a resposta, é esta tabela. Tudo abaixo é a evidência dos dois perfis documentados.
| Você quer | Usar | Por quê |
|---|---|---|
| Write and refactor code | Either | Cursor lists writing and refactoring code; Copilot offers inline suggestions, chat and IDE agent mode |
| Get autocomplete while I type | GitHub Copilot | Copilot documents inline and next edit suggestions, unlimited on paid plans |
| Hand a larger feature to an agent | Either | Cursor has a coding agent and cloud agents; Copilot has IDE agent mode and a cloud agent |
| Keep working in JetBrains, Xcode or Neovim | GitHub Copilot | Copilot lists VS Code, Visual Studio, JetBrains, Eclipse, Xcode and Neovim |
| Review pull requests automatically | Either | Cursor has Bugbot; Copilot has code review on paid plans |
| Start work from Slack | Either | Cursor's agent runs from Slack; Copilot's cloud agent can be started by @mentioning GitHub in Slack and Teams |
| Run an AI agent in the terminal | Either | Cursor and GitHub Copilot both document a CLI |
| Choose between models from many vendors | GitHub Copilot | Copilot lists Anthropic, OpenAI, Google, xAI, Kimi and Microsoft models on paid plans |
| Keep code out of model training on a personal plan | Cursor | Cursor with privacy mode on does not use code for training; Copilot Free, Pro and Pro+ may, unless you opt out |
| Get it free as a student | GitHub Copilot | Copilot Student is free for verified students |
| Plano | Ferramenta | Preço | Limites |
|---|---|---|---|
| Cursor Hobby | Cursor | Free | Limited Agent requests |
| Cursor Individual (Pro) | Cursor | $20/mo | Extended limits on Agent; usage beyond the included amount billed on demand |
| Cursor Individual (Pro+ / Ultra) | Cursor | Not stated | Pro+ recommended for daily agent users, Ultra for power users |
| Cursor Teams (Standard / Premium) | Cursor | $40/user/mo | Included usage plus on-demand billing |
| Cursor Enterprise | Cursor | Custom | Pooled usage |
| Copilot Free (also free for verified students) | GitHub Copilot | Free | 2,000 completions per month; limited chat and agent usage; auto model selection only |
| Copilot Pro | GitHub Copilot | $10/mo | 1,500 total monthly AI credits ($15 value); unused credits do not carry over |
| Copilot Pro+ | GitHub Copilot | $39/mo | 7,000 total monthly AI credits ($70 value); flex allotments may change |
| Copilot Max | GitHub Copilot | $100/mo | 20,000 total monthly AI credits ($200 value) |
| Copilot Business | GitHub Copilot | $19/seat/mo | 1,900 AI credits per user per month, pooled; extra usage $0.01 per credit if admins allow |
| Copilot Enterprise | GitHub Copilot | $39/seat/mo | 3,900 AI credits per user per month, pooled; requires GitHub Enterprise Cloud |
USD conforme publicado na página de preços de cada fornecedor, verificado Sep 30, 2026. Preços do Cursor na íntegra · Preços do GitHub Copilot na íntegra
| Cursor | GitHub Copilot | |
|---|---|---|
| Agent and chat usage | Hobby: limited Agent requests; paid plans: included usage, then on-demand billing | Metered in monthly AI credits that vary by plan, model and tokens |
| Overage | Usage beyond the included amount is billed on demand | Business: $0.01 per AI credit beyond the pool if admins allow paid usage; Pro offers additional AI credits |
| Context / file size | Not stated | Not stated |
| Seats / team | Teams from $40/user/mo with centralized billing; Enterprise has SCIM seat management | Business and Enterprise: seat management, policies, budgets and audit logs |
| Recurso | Cursor | GitHub Copilot |
|---|---|---|
| Coding agent | Yes | Yes |
| Cloud agent | Yes (Individual and above) | Yes (paid plans) |
| Automated PR code review | Yes (Bugbot) | Yes (paid plans) |
| CLI | Yes | Yes |
| MCP servers | Yes | Yes |
| Inline completions | Not stated | Yes (2,000 per month on Free, unlimited on paid) |
| Mobile apps | Not stated | Yes (GitHub Mobile) |
| API | Not stated | No standalone model API; Copilot SDK exposes sessions and credit usage |
| Multi-vendor model choice | Yes (OpenAI, Anthropic, Gemini, SpaceXAI, Cursor) | Yes (paid plans) |
| Cursor | GitHub Copilot | |
|---|---|---|
| Training on your data | Not used for training unless flagged for security review, reported as feedback or agreed to; with privacy mode on, not used by Cursor or model providers | Free, Pro and Pro+ may be used for training unless you opt out; Business and Enterprise are not used for training |
| Retention | Not stated | Business/Enterprise IDE chat and completions: engagement data kept two years; chat on github.com, mobile and CLI retains prompts and suggestions for thread history |
| Business controls | Team-wide privacy mode, SAML/OIDC SSO, audit logs (Enterprise) | Content exclusion, public code filter, model and feature policies, budgets, audit logs, MCP allow lists, IP indemnity |
Extraído das páginas de política publicadas por cada fornecedor no momento da nossa verificação. As políticas mudam; os links das fontes estão no final.
Editor de código com IA, com agentes, agentes na nuvem e revisão de código, oferecido com um nível Hobby gratuito e planos pagos.
O plano gratuito termina em: Limited Agent requests
Verificado cursor.com (abre o site de Cursor em uma nova aba)
Grátis · pago a partir de $20/mo EUA · verificado Sep 29
Assistente de programação com IA do GitHub, com sugestões de código, chat e recursos de agente em editores, no terminal e no GitHub.
O plano gratuito termina em: 2,000 completions per month, Limited chat and agent usage (allowance of GitHub AI Credits)
Verificado github.com (abre o site de GitHub Copilot em uma nova aba)
Grátis · pago a partir de $10/mo EUA · verificado Sep 30
GitHub Copilot has the lower entry price: Pro is $10/mo against $20/mo for Cursor Individual (Pro). Both have a free tier. Cursor bills usage beyond the included amount on demand, and Copilot meters usage through monthly AI Credits.
Yes, Cursor and GitHub Copilot both have a free plan. Cursor Hobby needs no credit card but has limited Agent requests. Copilot Free includes 2,000 completions per month plus limited chat and agent usage, and verified students get Copilot free.
For individual plans, Cursor with privacy mode on does not use code for training, while Copilot Free, Pro and Pro+ may use data for training unless you opt out. On Copilot Business and Enterprise, data is not used for training. Cursor lists team-wide privacy mode on Teams.
Yes, GitHub Copilot works in your current editor. Copilot supports VS Code, Visual Studio, JetBrains IDEs, Eclipse, Xcode and Neovim. Cursor is its own AI code editor, with a CLI, Slack and GitHub surfaces; its docs also list JetBrains and Xcode integrations.
Somente páginas oficiais de fornecedores. Não usamos benchmarks de terceiros, threads de fóruns nem imprensa. Como avaliamos.
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